Submissions

2008

OCTOBER

Submission to Ministerial Council of Consumer Affairs’ Consultation Regulatory Impact Statement – Responsible lending practices in relation to consumer credit cards

SEPTEMBER

Joint submission to the Essential Services Comission on its Review of Energy Regulatory Instruments – Draft Decision

Submission to the Federal Government Green Paper on the Carbon Pollution Reduction Scheme

AUGUST

Submission to Consumer Affairs Victoria on the application of unfair contract terms to credit card contracts

Joint submission to Australian Competition and Consumer Commission (ACCC) on the Insurance Council of Australia’s application for authorisation regarding a common definition for ‘inland flood’

Joint submission to the Ministerial Council on Energy regarding the National Energy Customer Framework

Submission to Consumer Affairs Victoria on online property sales

Joint submission with CHOICE to the Review of the Code of Banking Practice 2007-08

JULY

Submission to House of Representatives Economics Committee Inquiry into Competition in the Banking and Non-banking Sectors

Submission to the Insolvency and Trustee Service Australia consultation on the remuneration of registered trustees and Attachment

Submission to the Senate Economics Inquiry into the Unit Pricing (Easy comparison of grocery items) Bill 2008

Submission to the Treasury on the Financial Services and Credit Reform Green Paper

Submission to Consumer Affairs Victoria on the application of unfair contract terms to small amount credit and consumer lease contracts

JUNE

Submission to the Reserve Bank of Australia's Review of Payment Systems

Submission to Australian Energy Market Commission’s Review of Demand Side Participation in the National Electricity Market

Joint submission to the Australian Energy Market Commission on the National Energy Rule change proposal from EUAA relating to WACC parameters

Submission to Victorian Government’s Small Amount Cash Lending Inquiry and draft Literature Review on Payday Lending.

MAY

Submission to Department of Finance and Deregulation on the Strategic Review of Climate Change Programs

Submission to Australian Securities and Investment Commission on its Consultation Paper – Facilitating online disclosure

Submission to the Ministerial Council on Energy on the Regulatory Impact Statement – Cost Benefit Analysis of Options for a National Smart Meter Rollout

APRIL

Joint submission to the Senate Economics Inquiry on its Inquiry into the Australian Securities and Investment Commission (Fair Bank & Credit Card Fees) Amendment Bill 2008

Submission to the Treasury on the Draft Component Pricing Legislation

Submission to the Garnaut Climate Change Review – Emissions Trading Scheme Discussion Paper

Joint submission on the draft National Finance Broking Legislation

Submission to Ministerial Council on Energy on the Cost Benefit Analysis of a National Rollout of Smart Meters (Phase 2)

Submission to Senate Economics Committee on the Inquiry into Mandatory Home Building Warranty Insurance

Submission to Garnaut Climage Change Review – Issues Paper 5 (Transport, Planning and the Built Environment)

Joint submission to the Essential Services Commission on its Review of Regulatory Instruments

MARCH

Additional submission to the Productivity Commission on its Draft Report – Review of Australia’s Consumer Policy Framework

Submission to the Australian Competition and Consumer Commission’s Inquiry into the effectiveness of competition in the grocery sector.

Submission to the Federal Government on the First Home Owner Saver Accounts.

FEBRUARY

Submission to Treasury Discussion Paper, Criminal penalties for serious cartel conduct

Submission to the Essential Services Commission’s Draft Decision – Retailer of Last Resort Customer Charges

JANUARY

Submission to the National Trade Measurement System discussion paper

Submission to the Australian Energy Market Commission’s Review of the Effectiveness of Competition in the Victorian Energy Market – Second Draft Report

Submission to Consumer Affairs Victoria on the application of unfair contract term laws to reverse mortgages.

Joint submission to the Victorian Competition & Efficiency Commission on its Review of the Metropolitan Retail Water Industry – Draft Report

2007

DECEMBER

Submission to Australian Law Reform Commission’s Discussion Paper 72: Review of Australian Privacy Law

Submission to Abacus Australian Mutuals on its Draft Code of Practice

NOVEMBER

Submission to Australian Securities and Investment Commission’s Consultation Paper 94 – Debenture Advertising

Submission to Victorian Parliament Law Reform Committee Inquiry into Alternative Dispute Resolution

Submission to Consumer Affairs Victoria’s Motor Vehicle Lemon Laws consultation

Submission to the Australian Energy Market Commission on the Victorian Energy Market Competition Review - First Draft Report

Submission to the Essential Services Commission's Water Tariff Structure Review

Submission to the Ministerial Council on Energy on the cost-benefit analysis for the rollout of smart meters

OCTOBER

Submission to Payment Industry Consultation Paper – Aspects of Account Switching

Joint submission to the Victorian Competition and Efficiency Commission on its review of the metropolitan water retailers.

Submission to Victorian Law Reform Commission's review of Victoria's civil justice system, with Attachments 1 and 2

Submission to the Australian Securities Investment Commission's consultation paper on unlisted, unrated debentures

SEPTEMBER

Submission to Commonwealth Treasury on its Inquiry into the use of bills of exchange and promissory notes in consumer loans

Submission to the Ministerial Council on Energy on the National Framework for Energy Efficiency – Stage 2

Submission to the Essential Services Commission on its Draft Decision – Amendments to Energy Retail and Electricity Customer Transfer Codes (Retailer of Last Resort)

Submission to Consumer Affairs Victoria on the Fair Trading Regulations

Submission to the Victorian Parliament Law Reform Committee’s Inquiry into Property Investments

AUGUST

Joint submission to the Senate Economics Committee on its Inquiry into the Australian Securities and Investment Commission (Fair Bank & Credit Card Fees) Amendment Bill 2007

Submission to the Senate Economics Committee on the Inquiry into the Provisions of the Trade Practices Amendment (Small Business Protection) Bill 2007

JULY

Submission to the House of Representatives Standing Committee on Economics, Finance and Public Administration's Inquiry into Home Loan Lending Practices and Processes.

Submission to Ministerial Council on Energy on the Retail Policy Working Group's Composite Paper and Attachment 1 (Consumer Group comments on Composite Paper table) and Attachment 2 (Comparison table of Retail Consumer Protections across NEM jurisdictions).

Submission to Victorian Government on the application of unfair contract terms legislation to consumer credit contracts.

Submission to the Australian Energy Market Commission on its Review of the Effectiveness of Competition in Victorian Retail Energy Markets.

Submission to the Victorian Government on the Review of the Essential Services Commission Act 2001.

JUNE

Submission to Productivity Commission's Review of Australia's Consumer policy Framework (June 2007)

MAY

Joint submission from Consumer Action, Consumer Utilities Advocacy Centre and St Vincent de Paul to the Ministerial Council on Energy on the Draft National Electricity Rule (Economic Regulation of Distribution).

Submission to the Victorian Government on the Victorian Energy Efficiency Target (VEET) Scheme.

Submission to the Ministerial Council on Energy, on the Second Exposure Draft of the Australian Energy Market Commission (Consumer Advocacy Panel) Amendment Bill 2007.

Submission to Ministerial Council on Energy's Retail Policy Working Group: National Framework for Distribution and Retail Regulation: Supplementary Working Paper.

APRIL

Submission to the Essential Services Commission on proposed amendments to direct debit provisions of the Energy Retail Code.

Submission to the Australian Energy Market Commission on its draft statement of approach - reviews of the effectiveness of competition in retail energy market.

MARCH

Submission in response to Australian Law Reform Commission Issues Paper 32: Review of Privacy - Credit Reporting Provisions and Attachments 1, 2, 3, and 4.

Discussion paper for the National Consumer Congress 2007: Cutting the Red Tape - effective consumer regulation .

Submission to the Essential Services Commission Draft Decision and Draft Guideline on Energy Retailer's Financial Hardship Policies PDF or press here for MSWORD format

FEBRUARY

Submission on the 2006 Legislative package: National Electricity Law.

Submission to the First Biennial Assessment of the National Water Initiative.

Submission to Ministerial Council on Energy's Retail Policy Working Group: National Framework for Distribution and Retail Regulation: Working Paper 3.

Submission to the Essential Services Commission consultation on 2008 Water Price review: Framework and Approach.

Submission to the Review of the law on Personal Property Securities - Discussion Paper 1: Registration and Search Issues.

Submission to the Essential Services Commission consultation on Energy Retailers' Financial Hardship Policies, Framework Paper.

JANUARY

Submission to the Essential Services Commission consultation on the Early Termination Fee Compliance Review: Code Amendments.

Submission to Ministerial Council on Energy's Retail Policy Working Group: National Framework for Distribution and Retail Regulation: Working Paper 2.

Consumer Action Law Centre

Submissions

2007

2006

2005

2004